Updated
After an Indiana crash, you can give the other driver's adjuster basic facts, but you don't have to give a recorded statement or sign anything. It's usually smart to hold off until you get advice. The adjuster works for the other driver's insurance company, not for you.
If instead you already talked to them on the record, see What if I already gave a recorded statement?
What can I share with the other insurance adjuster?
| Okay to share | Hold off on |
|---|---|
| Your name and contact information | A recorded statement. You can politely say no. |
| Your insurance company and claim number | How you feel. "I'm fine" can come back later, even if pain starts the next day. |
| The date, time and place of the crash | Who was at fault. Guessing about speed or distance can hurt you. |
| Where your car is, so they can look at it | A medical release. A broad release can let them read years of unrelated records. |
| A quick check. Cashing a settlement check, or signing the release that comes with it, usually ends your claim. |
Indiana rule: your recovery is reduced by your share of fault, and you recover nothing if you are more than 50% at fault (Ind. Code § 34-51-2-6). More on being partly at fault.
What do I say to the other insurance adjuster?
"I'm not ready to give a recorded statement. Please send me your questions in writing."
That's it. You don't have to explain.
Do I have to talk to my own insurance company?
Your own insurer is different. Your policy may require you to cooperate with your own company. Read your policy or ask us.
Frequently asked questions
Should I talk to the other driver's insurance adjuster in Indiana?
After an Indiana crash, you can give the other driver's adjuster basic facts, but you don't have to give a recorded statement or sign anything.
What do I say to the other insurance adjuster?
"I'm not ready to give a recorded statement. Please send me your questions in writing."
Do I have to talk to my own insurance company?
Your own insurer is different. Your policy may require you to cooperate with your own company.
Talk it over for free
You don't have to come to an office. We can do your consultation by phone or video, and you can sign up by e-signature.
You can hire Poynter & Bucheri without visiting an office. We can talk through what happened in a free phone or video consultation. When you're ready, we'll email you the sign-up papers, and you can sign them electronically from your phone or computer. There's no appointment to drive to. Some later steps in a case, like a deposition, a medical exam or a court date, may need you in person, and we'll tell you ahead of time if one comes up. If English isn't your first language, we have access to professional interpretation. Call (317) 780-8000 or fill out our short form to get started. The consultation is always free, and we'll tell you honestly if you don't need us.
General information only—not legal advice. Laws change and every case is different; deadlines can be shorter in some situations. Prior results do not guarantee a similar outcome.